appraisel - Flavio Luzardo

appraisel, buyer, Buying, loan, mortgage, Mortgages, seller, Selling, Tricks of the Trade

What is an FHA loan & how does it work?

If you’re a first-time homebuyer or simply searching for a mortgage loan to fit your financial standing, an FHA loan may be for you. With moderate requirements and longer loan terms, this mortgage type opens the door to homeownership for those who may be just beginning their financial journey. How does getting a FHA loan […]
appraisel, buyer, Buying, cash, loan, mortgage, Mortgages, refinancing, seller

Property tax deferment: The basics

In some states, qualified homeowners can use a property tax deferment to save on annual expenses. While deferring taxes usually refers to a period of delay in paying taxes on an item until a later date, property tax deferment comes with some additional important factors. Here is a quick guide about property tax deferrals: How […]
appraisel, buyer, Buying, cash, loan, mortgage, Mortgages, points, re-fi, refinancing, seller, Selling, Tricks of the Trade

Pros & cons of no-closing-cost refinancing

Refinancing your home can have a plethora of benefits. Among lowering your monthly payment, refinancing your home can also allow you to borrow against your home’s equity. However, refinancing in the beginning can have significant closing costs, such as application fees, loan origination fees, mortgage insurance and interest – especially when involving mortgage points. […]