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buyer How to Decorate With the Celestial Design Trend   Celestial imagery has become a popular trend in interior decorating. From social media style influencers to major decor vendors, the celebration of space and stargazing has found its way into every room. If you are interested in incorporating the celestial style into your own interior designs, here are some ideas to inspire you.   […]
appraisal Getting preapproved for a mortgage: When, why & how   Getting preapproved for a mortgage is an essential part of the home-buying process. While it’s possible to wait before securing your financing, there are major benefits to getting preapproval early.   For more information about preapproval, here are the basics to consider:   When to get preapproval   It’s recommended that would-be homebuyers obtain […]
appraisal Mortgage basics: A brief 30-year mortgage guide   Most homebuyers, even those just starting their first-time homeowner journey, have learned a thing or two about 30-year mortgages. For example, some 30-year mortgages will let you pay the mortgage down earlier than 30-years, while others may fix a prepayment penalty to that plan to make up the loss in revenue from the interest […]
buyer 4 Tips & tricks to prevent plumbing problems Plumbing issues can occur suddenly sometimes and the result can be hundreds and even thousands of dollars worth of damage. Luckily, there are a few simple steps you can take to maintain the upkeep of your plumbing system and reduce the chances of repairs needing to be made. Keep toilets & drains clear Clogged toilets […]
buyer Average closing costs for buyer hopefuls: What to expect   Budgeting for buying a home can seem daunting, but one of the best ways to make it easier is to figure out the average closing costs for buyer hopefuls. There are various service charges bundled together to make up closing costs, and some can vary significantly based on location and specific property.   Here […]
appraisal Prequalified vs preapproved: Understanding mortgage terminology   If you’re a first-time homebuyer, odds are you’ve encountered the words “prequalified” and “preapproved” interchangeably. However, when it comes to home loans, there are some critical differences between the two.   Mortgage prequalification   Getting prequalified helps borrowers find out what kind and what size mortgage they’re likely to be approved for. Prequalification will […]
buyer Things to consider before you list your home   Putting your home up for sale on the market can be challenging. The market can move quickly and there are many steps to get to the finish line of selling your property. One of the first steps to consider is your home’s outward appearance:   Curb appeal   Before listing your home on the […]
buyer Pros & cons of umbrella insurance   Umbrella insurance, sometimes called personal liability insurance, offers coverage beyond the limits of your other policies. It can help cover the financial gaps and protect your savings and assets in the event you’re liable for damages.   Umbrella insurance is not required, but many choose to purchase a policy for greater peace of mind […]
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buyer Top reasons for home renovations before you sell   Before listing a home on the real estate market, you may be considering making renovations. Home renovations can be costly and depending on the home upgrade being done, can be time-consuming.   With these things in mind, you may be wondering if pursuing a home upgrade before selling your property is worth the extra […]
buyer Beautiful houseplants to consider for different rooms in your home Houseplants are a wonderful way to make your home feel more comfortable and colorful. Along with beautifying your room, they can also offer many other benefits sure to delight your household. However, it’s best to do research ahead of time to see which plant fits best in each location of your home before making a […]
buyer Quick DIYs to do at home Do you have extra materials and trinkets lying around the house? Some items can easily pile up over time and leave your space feeling cramped or messy. Luckily, these pieces can be repurposed to help you reduce clutter while adding a creative touch to your home decor. Use random items from around the house Extra […]
buyer Tips & tricks to build credit as a renter If you’re currently renting and have goals of homeownership, you may be wondering where to start your preparation for purchasing a home. If you plan to take out a mortgage loan, boosting your credit score can increase the chances of you getting a loan with terms you prefer. So, what are some ways you can […]
buyer How to maintain focus as you prepare to purchase a home Staying focused on the homebuying journey is a must, especially for those living in areas with a fast-paced market. Using a few key tips can help you stay on course and accomplish your homebuying dreams. Craft a homebuying strategy Creating a homebuying strategy, you outline the steps you’ll most essential to the homebuying process. Plus, […]
buyer Is it time to submit a home purchase offer? After conducting an in-depth home search, you may find a property fitting your needs and homebuying goals. Ultimately, there are a few significant signs to note which can indicate a great time to put in an offer, and knowing what these signs are can put you ahead of the competition. You find a house matching […]
buyer Is it time to make the change from renting to owning a home? For many, the homebuying journey often starts with getting pre-approved for a mortgage. Once approved, a buyer has a mortgage can enter the real estate market with a budget in hand. Identifying key signs can help you decide if it’s the right time to secure a mortgage loan. You’re ready to upgrade from an apartment […]
buyer Easy weekend projects to boost your home’s appeal   With so much going on in our daily lives, it’s sometimes hard to make time for home improvements. If you’re short on time but still want to make progress on your home improvement to-do list, weekend projects are an excellent place to start.   Even though some home improvement projects do take a while, […]
buyer Easy ways to build home equity   Home equity is defined by the difference between your home’s value and the amount you still owe on the home. Equity allows you to move forward with other properties and sell your current home.   As you pay down your mortgage, your home equity increases. Luckily, there are a few ways you can increase […]
buyer Top homebuying tips to add to your home purchasing plan   If you’ve decided to purchase a home, you may feel overwhelmed with all the moving parts of the real estate market. However, going into the world of real estate with the goal of purchasing a home becomes much smoother when you build a plan first.   Identify your home needs   A recent study […]
buyer A beginners guide to delinquent property taxes Homeownership comes with many responsibilities, one of these being the payment of property taxes. Property taxes are due each year and are used by local governments to pay for public resources such as parks, schools, public safety workers, and more. If you don’t pay these taxes and allow them to pile up, you’ll be noted […]
buyer Mortgage applications & your credit score   The mortgage application process can be stressful. One cause of stress is uncertainty about how multiple mortgage applications will affect your credit score. Luckily, the differences between prequalification and preapproval mean your mortgage shopping may not have the effects you expect.   Prequalification & preapproval   Mortgage prequalification and preapproval affect your credit in […]

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