mortgage - Flavio Luzardo

appraisel, buyer, Buying, cash, loan, mortgage, Mortgages, refinancing, seller

Property tax deferment: The basics

In some states, qualified homeowners can use a property tax deferment to save on annual expenses. While deferring taxes usually refers to a period of delay in paying taxes on an item until a later date, property tax deferment comes with some additional important factors. Here is a quick guide about property tax deferrals: How […]
appraisel, buyer, Buying, cash, loan, mortgage, Mortgages, points, re-fi, refinancing, seller, Selling, Tricks of the Trade

Pros & cons of no-closing-cost refinancing

Refinancing your home can have a plethora of benefits. Among lowering your monthly payment, refinancing your home can also allow you to borrow against your home’s equity. However, refinancing in the beginning can have significant closing costs, such as application fees, loan origination fees, mortgage insurance and interest – especially when involving mortgage points. […]
buyer, Buying, cash, loan, mortgage, Mortgages, points, re-fi, refinancing

The pros and cons of mortgage points

When buying a home, many homebuyers tend to search for the best mortgage interest rates available. While some may find that perfect rate, others may opt to take advantage of lender-provided options, such as mortgage points. Mortgage points are designed to help buyers bring down their interest rates by paying them ahead of […]